Remitly vs Western Union
Head-to-head comparison across 55 corridors. See who offers better exchange rates, lower fees, and more delivery options for your transfer.
Remitly vs Western Union — Features
Payment
Bank transfer, Debit card, Credit card, Apple Pay
Bank transfer, Debit card, Credit card, Apple Pay, Google Pay
Delivery
Bank deposit, Debit card deposit, Mobile money, Cash pickup
Bank deposit, Mobile money, Cash pickup
Speed
Minutes (express) to 3–5 days (economy)
Minutes (mobile wallet, cash pickup) to 0–4 business days (bank)
Regulated
FCA (UK), FinCEN (US), Central Bank of Ireland
FCA (UK), FinCEN (US), NYDFS, ASIC (Australia), FINTRAC (Canada)
FAQ: Remitly vs Western Union
Which is cheaper, Remitly or Western Union?
It depends on the corridor. Remitly currently wins in 27 corridors while Western Union wins in 27. Compare rates on Jara for your specific transfer.
Which is faster, Remitly or Western Union?
Remitly typically delivers in Minutes (express) to 3–5 days (economy). Western Union typically delivers in Minutes (mobile wallet, cash pickup) to 0–4 business days (bank). Actual delivery times may vary by corridor and payment method.
Are both Remitly and Western Union safe?
Yes. Both services are regulated money transmitters and use bank-level security to protect your transfers.
Comparison based on live rate data and publicly available information. Rates and features may change. Always verify on the provider's website. Jara earns affiliate commissions at no extra cost to you.