Send Money to Ghana

Compare live exchange rates and fees from 8 providers across 5 sending countries. Find the cheapest way to send money to Ghana today.

Live rates — updated multiple times per day
Providers
8
compared live
Sending from
5
countries
Rate updates
4x
daily
Compare
Free
always
💰
Get extra GHS515 on a £1,000 transfer — by choosing the best provider over the worst

Best rates from United Kingdom to Ghana

Sending £100 · sorted by most received
ProviderRateFeeRecipient getsSpeed
NALA Best
Minutes – 1 day
🏦📱
14.68
Free
GHS1,468
Minutes – 1 day
Send Now
Remitly No fee
Minutes – 5 days
🏦💳📱💵
14.68
Free
GHS1,468
Minutes – 5 days
Send Now
WorldRemit No fee
1 hour – 2 days
🏦💳📱💵📞
14.68
Free
GHS1,468
1 hour – 2 days
Send Now
Sendwave No fee
Minutes – 1 day
📱🏦💵
14.67
Free
GHS1,467
Minutes – 1 day
Send Now
Western Union No fee
Minutes – 4 days
🏦📱💵
14.62
Free
GHS1,462
Minutes – 4 days
Send Now
TransferGo No fee
Minutes – 2 days
🏦
14.53
Free
GHS1,453
Minutes – 2 days
Send Now
Xe No fee
Minutes – 4 days
🏦💵📱
14.51
Free
GHS1,451
Minutes – 4 days
Send Now
Wise
Seconds – 2 days
🏦
14.52
£2.47
GHS1,416
Seconds – 2 days
Send Now
Updated 12:33 UTC · Amounts include all fees
NALA
Minutes – 1 day
Best
Rate
14.68
Fee
Free
Speed
Minutes – 1 day
🏦📱
Recipient gets
GHS1,468
Send Now
Remitly
Minutes – 5 days
No fee
Rate
14.68
Fee
Free
Speed
Minutes – 5 days
🏦💳📱💵
Recipient gets
GHS1,468
Send Now
WorldRemit
1 hour – 2 days
No fee
Rate
14.68
Fee
Free
Speed
1 hour – 2 days
🏦💳📱💵📞
Recipient gets
GHS1,468
Send Now
Sendwave
Minutes – 1 day
No fee
Rate
14.67
Fee
Free
Speed
Minutes – 1 day
📱🏦💵
Recipient gets
GHS1,467
Send Now
Western Union
Minutes – 4 days
No fee
Rate
14.62
Fee
Free
Speed
Minutes – 4 days
🏦📱💵
Recipient gets
GHS1,462
Send Now
TransferGo
Minutes – 2 days
No fee
Rate
14.53
Fee
Free
Speed
Minutes – 2 days
🏦
Recipient gets
GHS1,453
Send Now
Xe
Minutes – 4 days
No fee
Rate
14.51
Fee
Free
Speed
Minutes – 4 days
🏦💵📱
Recipient gets
GHS1,451
Send Now
Wise
Seconds – 2 days
Rate
14.52
Fee
£2.47
Speed
Seconds – 2 days
🏦
Recipient gets
GHS1,416
Send Now

Sending Money to Ghana

Ghana receives around $4 billion in remittances annually, with the UK, US, and Europe as the primary sending corridors. The country has a well-developed financial infrastructure with major banks and mobile money services widely accessible across the country.

The Ghanaian cedi (GHS) has experienced some volatility in recent years. Fees and exchange rate margins vary significantly between providers regardless of your sending currency, making comparison especially important to ensure your recipient gets the most.

FAQ: Sending Money to Ghana

What is the best rate to send money to Ghana?
The best rate changes throughout the day as providers adjust their exchange rates. Always compare the total amount your recipient receives — not just the fee — as some "zero fee" providers compensate with a worse exchange rate. Jara compares 8 providers live so you can find the best deal in seconds.
How long does a transfer to Ghana take?
Most transfers to Ghana arrive within 1–3 business days, though many providers offer same-day or instant options. Delivery time depends on the provider, your payment method, and the receiving method. Mobile money is typically fastest; bank transfers may take longer. Always check the provider's estimated delivery time before sending.
What are the transfer limits for sending money to Ghana?
Limits vary by provider and your account verification level. Wise typically supports large transfers for verified accounts. Remitly and Western Union often cap individual transfers around the equivalent of 50,000 in your sending currency, while WorldRemit generally limits to around 10,000 per transaction. Always verify current limits on the provider's website before initiating a transfer.
What details do I need to send money to Ghana?
For most bank deposits you'll need the recipient's full name, bank account number, and the bank's routing or branch code. Some providers also accept mobile money IDs or wallet numbers. You'll need to complete identity verification with your chosen provider before your first transfer.
Can I send money to Ghana from multiple countries?
Yes — Jara compares rates from 5 countries including the UK, US, Europe, Canada, and Australia. Use the tabs above to switch between sending countries and see live rates for each corridor.
Why do exchange rates differ between providers?
Each provider sources foreign exchange differently and applies their own markup above the mid-market rate. Some advertise "zero fees" but compensate with a wider margin on the rate. The only reliable comparison is the total GHS your recipient actually receives — which is exactly what Jara shows.
Can money be received via mobile money in Ghana?
Yes — mobile money is widely used in Ghana. Services like MTN Mobile Money and Vodafone Cash are supported by several providers including WorldRemit and Sendwave, often delivering funds within minutes.
Exchange rates and fees shown are indicative and update multiple times daily. Always verify the final rate on the provider's website before completing a transfer. Jara earns affiliate commissions at no extra cost to you.