Send Money to India

Compare live exchange rates and fees from 6 providers across 5 sending countries. Find the cheapest way to send money to India today.

Live rates — updated multiple times per day
Providers
6
compared live
Sending from
5
countries
Rate updates
4x
daily
Compare
Free
always
💰
Get extra INR2,384 on a £1,000 transfer — by choosing the best provider over the worst

Best rates from United Kingdom to India

Sending £100 · sorted by most received
ProviderRateFeeRecipient getsSpeed
Western Union Best
Minutes – 4 days
🏦📱💵
123.31
Free
INR12,331
Minutes – 4 days
Send Now
TransferGo No fee
Minutes – 2 days
🏦
122.75
Free
INR12,275
Minutes – 2 days
Send Now
WorldRemit No fee
1 hour – 2 days
🏦💳📱💵📞
122.54
Free
INR12,254
1 hour – 2 days
Send Now
Xe No fee
Minutes – 4 days
🏦💵📱
122.39
Free
INR12,239
Minutes – 4 days
Send Now
Remitly
Minutes – 5 days
🏦💳📱💵
123.46
£1.99
INR12,100
Minutes – 5 days
Send Now
Wise
Seconds – 2 days
🏦
122.41
£1.21
INR12,092
Seconds – 2 days
Send Now
Updated 12:34 UTC · Amounts include all fees
Western Union
Minutes – 4 days
Best
Rate
123.31
Fee
Free
Speed
Minutes – 4 days
🏦📱💵
Recipient gets
INR12,331
Send Now
TransferGo
Minutes – 2 days
No fee
Rate
122.75
Fee
Free
Speed
Minutes – 2 days
🏦
Recipient gets
INR12,275
Send Now
WorldRemit
1 hour – 2 days
No fee
Rate
122.54
Fee
Free
Speed
1 hour – 2 days
🏦💳📱💵📞
Recipient gets
INR12,254
Send Now
Xe
Minutes – 4 days
No fee
Rate
122.39
Fee
Free
Speed
Minutes – 4 days
🏦💵📱
Recipient gets
INR12,239
Send Now
Remitly
Minutes – 5 days
Rate
123.46
Fee
£1.99
Speed
Minutes – 5 days
🏦💳📱💵
Recipient gets
INR12,100
Send Now
Wise
Seconds – 2 days
Rate
122.41
Fee
£1.21
Speed
Seconds – 2 days
🏦
Recipient gets
INR12,092
Send Now

Sending Money to India

India is the world's largest remittance recipient, consistently receiving over $120 billion annually. The Indian diaspora spans the UK, US, Europe, Canada, and Australia — making it one of the world's most competitive transfer destinations. Even a small rate difference on a 1,000-unit transfer can mean hundreds of rupees more or less for your recipient, making comparison essential before every send.

The Indian rupee (INR) is managed by the Reserve Bank of India. Exchange rates fluctuate throughout the day, and the markup each provider applies to the mid-market rate varies significantly regardless of your sending currency. There is no regulatory limit on inward remittances to India for personal purposes.

FAQ: Sending Money to India

What is the best rate to send money to India?
The best rate changes throughout the day as providers adjust their exchange rates. Always compare the total amount your recipient receives — not just the fee — as some "zero fee" providers compensate with a worse exchange rate. Jara compares 6 providers live so you can find the best deal in seconds.
How long does a transfer to India take?
Most transfers to India arrive within 1–3 business days, though many providers offer same-day or instant options. Delivery time depends on the provider, your payment method, and the receiving method. Mobile money is typically fastest; bank transfers may take longer. Always check the provider's estimated delivery time before sending.
What are the transfer limits for sending money to India?
Limits vary by provider and your account verification level. Wise typically supports large transfers for verified accounts. Remitly and Western Union often cap individual transfers around the equivalent of 50,000 in your sending currency, while WorldRemit generally limits to around 10,000 per transaction. Always verify current limits on the provider's website before initiating a transfer.
What details do I need to send money to India?
For most bank deposits you'll need the recipient's full name, bank account number, and the bank's routing or branch code. Some providers also accept mobile money IDs or wallet numbers. You'll need to complete identity verification with your chosen provider before your first transfer.
Can I send money to India from multiple countries?
Yes — Jara compares rates from 5 countries including the UK, US, Europe, Canada, and Australia. Use the tabs above to switch between sending countries and see live rates for each corridor.
Why do exchange rates differ between providers?
Each provider sources foreign exchange differently and applies their own markup above the mid-market rate. Some advertise "zero fees" but compensate with a wider margin on the rate. The only reliable comparison is the total INR your recipient actually receives — which is exactly what Jara shows.
Can I send money directly to a UPI ID in India?
Yes — Wise and Remitly support direct UPI transfers to India. You only need the recipient's UPI ID (e.g. name@sbi). UPI transfers are instant, available 24/7, and free to receive. Check your chosen provider's app to confirm UPI is available for your corridor.
Exchange rates and fees shown are indicative and update multiple times daily. Always verify the final rate on the provider's website before completing a transfer. Jara earns affiliate commissions at no extra cost to you.