Sendwave vs Western Union

Head-to-head comparison across 45 corridors. See who offers better exchange rates, lower fees, and more delivery options for your transfer.

Sendwave
4
corridors won
VS
Western Union
41
corridors won
CorridorSendwave getsWestern Union getsWinner
NGN185,494
NGN184,428
Sendwave
INR13,048
Western Union
GHS1,496
GHS1,497
Western Union
KES17,387
KES17,485
Western Union
PKR38,700
Western Union
PHP8,477
Western Union
PLN499
Western Union
MXN2,297
Western Union
MAD1,223
MAD1,273
Western Union
NGN138,302
NGN134,810
Sendwave
INR9,586
Western Union
GHS1,100
GHS1,045
Sendwave
KES12,811
KES12,799
Sendwave
PKR27,572
Western Union
PHP6,286
Western Union
PLN366
Western Union
MXN1,730
Western Union
MAD904
MAD913
Western Union
NGN159,112
NGN161,234
Western Union
INR11,187
Western Union
GHS1,283
GHS1,283
Western Union
KES14,840
KES14,936
Western Union
PKR32,576
Western Union
PHP7,206
Western Union
PLN421
Western Union
MXN1,954
Western Union
MAD1,044
MAD1,093
Western Union
NGN100,648
Western Union
INR6,991
Western Union
GHS802
Western Union
KES9,221
Western Union
PKR19,654
Western Union
PHP4,480
Western Union
PLN265
Western Union
MXN1,238
Western Union
MAD671
Western Union
NGN96,698
Western Union
INR6,950
Western Union
GHS812
Western Union
KES9,381
Western Union
PKR20,472
Western Union
PHP4,513
Western Union
PLN257
Western Union
MXN1,161
Western Union
MAD666
Western Union

Sendwave vs Western Union — Features

Payment
Debit card
Bank transfer, Debit card, Credit card, Apple Pay, Google Pay
Delivery
Mobile money, Bank deposit, Cash pickup
Bank deposit, Mobile money, Cash pickup
Speed
Minutes (mobile wallet, cash pickup) to 1 business day (bank)
Minutes (mobile wallet, cash pickup) to 0–4 business days (bank)
Regulated
FCA (UK), FinCEN (US)
FCA (UK), FinCEN (US), NYDFS, ASIC (Australia), FINTRAC (Canada)

FAQ: Sendwave vs Western Union

Which is cheaper, Sendwave or Western Union?
It depends on the corridor. Sendwave currently wins in 4 corridors while Western Union wins in 41. Compare rates on Jara for your specific transfer.
Which is faster, Sendwave or Western Union?
Sendwave typically delivers in Minutes (mobile wallet, cash pickup) to 1 business day (bank). Western Union typically delivers in Minutes (mobile wallet, cash pickup) to 0–4 business days (bank). Actual delivery times may vary by corridor and payment method.
Are both Sendwave and Western Union safe?
Yes. Both services are regulated money transmitters and use bank-level security to protect your transfers.
Comparison based on live rate data and publicly available information. Rates and features may change. Always verify on the provider's website. Jara earns affiliate commissions at no extra cost to you.