Sendwave vs Western Union

Head-to-head comparison across 45 corridors. See who offers better exchange rates, lower fees, and more delivery options for your transfer.

Sendwave
4
corridors won
VS
Western Union
41
corridors won
CorridorSendwave getsWestern Union getsWinner
NGN188,109
NGN185,502
Sendwave
INR13,206
Western Union
GHS1,519
GHS1,520
Western Union
KES17,519
KES17,657
Western Union
PKR39,024
Western Union
PHP8,652
Western Union
PLN500
Western Union
MXN2,304
Western Union
MAD1,227
MAD1,274
Western Union
NGN138,306
NGN134,424
Sendwave
INR9,597
Western Union
GHS1,115
GHS1,022
Sendwave
KES12,805
KES12,813
Western Union
PKR27,562
Western Union
PHP6,313
Western Union
PLN364
Western Union
MXN1,718
Western Union
MAD900
MAD906
Western Union
NGN159,405
NGN162,476
Western Union
INR11,340
Western Union
GHS1,302
GHS1,301
Sendwave
KES14,931
KES15,110
Western Union
PKR32,910
Western Union
PHP7,313
Western Union
PLN422
Western Union
MXN1,964
Western Union
MAD1,049
MAD1,096
Western Union
NGN101,140
Western Union
INR7,092
Western Union
GHS791
Western Union
KES9,303
Western Union
PKR19,800
Western Union
PHP4,534
Western Union
PLN265
Western Union
MXN1,241
Western Union
MAD671
Western Union
NGN97,620
Western Union
INR6,997
Western Union
GHS803
Western Union
KES9,507
Western Union
PKR20,719
Western Union
PHP4,584
Western Union
PLN258
Western Union
MXN1,169
Western Union
MAD669
Western Union

Sendwave vs Western Union — Features

Payment
Debit card
Bank transfer, Debit card, Credit card, Apple Pay, Google Pay
Delivery
Mobile money, Bank deposit, Cash pickup
Bank deposit, Mobile money, Cash pickup
Speed
Minutes (mobile wallet, cash pickup) to 1 business day (bank)
Minutes (mobile wallet, cash pickup) to 0–4 business days (bank)
Regulated
FCA (UK), FinCEN (US)
FCA (UK), FinCEN (US), NYDFS, ASIC (Australia), FINTRAC (Canada)

FAQ: Sendwave vs Western Union

Which is cheaper, Sendwave or Western Union?
It depends on the corridor. Sendwave currently wins in 4 corridors while Western Union wins in 41. Compare rates on Jara for your specific transfer.
Which is faster, Sendwave or Western Union?
Sendwave typically delivers in Minutes (mobile wallet, cash pickup) to 1 business day (bank). Western Union typically delivers in Minutes (mobile wallet, cash pickup) to 0–4 business days (bank). Actual delivery times may vary by corridor and payment method.
Are both Sendwave and Western Union safe?
Yes. Both services are regulated money transmitters and use bank-level security to protect your transfers.
Comparison based on live rate data and publicly available information. Rates and features may change. Always verify on the provider's website. Jara earns affiliate commissions at no extra cost to you.