Sendwave vs Western Union

Head-to-head comparison across 45 corridors. See who offers better exchange rates, lower fees, and more delivery options for your transfer.

Sendwave
3
corridors won
VS
Western Union
42
corridors won
CorridorSendwave getsWestern Union getsWinner
NGN183,721
NGN181,353
Sendwave
INR13,077
Western Union
GHS1,533
GHS1,539
Western Union
KES17,239
KES17,376
Western Union
PKR38,406
Western Union
PHP8,524
Western Union
PLN488
Western Union
MXN2,322
Western Union
MAD1,202
MAD1,250
Western Union
NGN136,010
NGN133,749
Sendwave
INR9,622
Western Union
GHS1,145
GHS1,055
Sendwave
KES12,781
KES12,833
Western Union
PKR27,683
Western Union
PHP6,310
Western Union
PLN359
Western Union
MXN1,777
Western Union
MAD899
MAD907
Western Union
NGN158,528
NGN160,878
Western Union
INR11,378
Western Union
GHS1,334
GHS1,335
Western Union
KES14,813
KES15,061
Western Union
PKR32,894
Western Union
PHP7,281
Western Union
PLN416
Western Union
MXN2,005
Western Union
MAD1,040
MAD1,092
Western Union
NGN99,796
Western Union
INR7,006
Western Union
GHS816
Western Union
KES9,079
Western Union
PKR19,923
Western Union
PHP4,540
Western Union
PLN262
Western Union
MXN1,240
Western Union
MAD657
Western Union
NGN96,316
Western Union
INR6,997
Western Union
GHS822
Western Union
KES9,324
Western Union
PKR20,596
Western Union
PHP4,550
Western Union
PLN254
Western Union
MXN1,189
Western Union
MAD661
Western Union

Sendwave vs Western Union — Features

Payment
Debit card
Bank transfer, Debit card, Credit card, Apple Pay, Google Pay
Delivery
Mobile money, Bank deposit, Cash pickup
Bank deposit, Mobile money, Cash pickup
Speed
Minutes (mobile wallet, cash pickup) to 1 business day (bank)
Minutes (mobile wallet, cash pickup) to 0–4 business days (bank)
Regulated
FCA (UK), FinCEN (US)
FCA (UK), FinCEN (US), NYDFS, ASIC (Australia), FINTRAC (Canada)

FAQ: Sendwave vs Western Union

Which is cheaper, Sendwave or Western Union?
It depends on the corridor. Sendwave currently wins in 3 corridors while Western Union wins in 42. Compare rates on Jara for your specific transfer.
Which is faster, Sendwave or Western Union?
Sendwave typically delivers in Minutes (mobile wallet, cash pickup) to 1 business day (bank). Western Union typically delivers in Minutes (mobile wallet, cash pickup) to 0–4 business days (bank). Actual delivery times may vary by corridor and payment method.
Are both Sendwave and Western Union safe?
Yes. Both services are regulated money transmitters and use bank-level security to protect your transfers.
Comparison based on live rate data and publicly available information. Rates and features may change. Always verify on the provider's website. Jara earns affiliate commissions at no extra cost to you.