Sendwave vs Western Union

Head-to-head comparison across 44 corridors. See who offers better exchange rates, lower fees, and more delivery options for your transfer.

Sendwave
9
corridors won
VS
Western Union
35
corridors won
CorridorSendwave getsWestern Union getsWinner
NGN184,069
Sendwave
INR12,331
Western Union
GHS1,467
GHS1,462
Sendwave
KES17,478
KES17,098
Sendwave
PKR37,565
Western Union
PHP8,130
Western Union
PLN485
Western Union
MAD1,216
MAD1,248
Western Union
NGN139,313
NGN135,100
Sendwave
INR9,366
Western Union
GHS1,100
GHS1,013
Sendwave
KES12,911
KES12,576
Sendwave
PKR27,736
Western Union
PHP5,945
Western Union
PLN363
Western Union
MXN1,818
Western Union
MAD925
MAD922
Sendwave
NGN159,900
NGN159,309
Sendwave
INR10,883
Western Union
GHS1,279
GHS1,277
Sendwave
KES14,743
KES14,932
Western Union
PKR32,669
Western Union
PHP7,041
Western Union
PLN417
Western Union
MXN2,045
Western Union
MAD1,073
MAD1,099
Western Union
NGN99,295
Western Union
INR6,643
Western Union
GHS772
Western Union
KES8,945
Western Union
PKR19,662
Western Union
PHP4,352
Western Union
PLN261
Western Union
MXN1,257
Western Union
MAD657
Western Union
NGN94,113
Western Union
INR6,532
Western Union
GHS764
Western Union
KES9,003
Western Union
PKR19,924
Western Union
PHP4,245
Western Union
PLN248
Western Union
MXN1,184
Western Union
MAD650
Western Union

Sendwave vs Western Union — Features

Payment
Debit card
Bank transfer, Debit card, Credit card, Apple Pay, Google Pay
Delivery
Mobile money, Bank deposit, Cash pickup
Bank deposit, Mobile money, Cash pickup
Speed
Minutes (mobile wallet, cash pickup) to 1 business day (bank)
Minutes (mobile wallet, cash pickup) to 0–4 business days (bank)
Regulated
FCA (UK), FinCEN (US)
FCA (UK), FinCEN (US), NYDFS, ASIC (Australia), FINTRAC (Canada)

FAQ: Sendwave vs Western Union

Which is cheaper, Sendwave or Western Union?
It depends on the corridor. Sendwave currently wins in 9 corridors while Western Union wins in 35. Compare rates on Jara for your specific transfer.
Which is faster, Sendwave or Western Union?
Sendwave typically delivers in Minutes (mobile wallet, cash pickup) to 1 business day (bank). Western Union typically delivers in Minutes (mobile wallet, cash pickup) to 0–4 business days (bank). Actual delivery times may vary by corridor and payment method.
Are both Sendwave and Western Union safe?
Yes. Both services are regulated by the FCA in the UK and use bank-level security to protect your transfers.
Comparison based on live rate data and publicly available information. Rates and features may change. Always verify on the provider's website. Jara earns affiliate commissions at no extra cost to you.