Send Money to India from United States
Compare live USD to INR exchange rates, fees and transfer speeds from 6 providers. Updated multiple times daily.
Live USD → INR rates
How to send money from United States to India
The US-India corridor is one of the world's largest remittance routes by value, with Indian-Americans sending billions of dollars home each year for family support, education, property investment, and business. With fierce competition on this corridor, rates are among the best globally — but the difference between providers still means $20–30 more or less on a $1,000 transfer. Always compare before sending.
The Indian rupee (INR) is managed by the Reserve Bank of India. Exchange rates fluctuate throughout the day, and the markup each provider applies to the mid-market rate varies significantly regardless of your sending currency. There is no regulatory limit on inward remittances to India for personal purposes.
FAQ: Sending money from United States to India
What is the cheapest way to send money from United States to India?
Compare providers on Jara to find the best USD to INR rate right now. The cheapest provider changes throughout the day as rates fluctuate.
How long does a transfer from United States to India take?
Most transfers arrive within 1–3 business days, though many providers offer same-day or instant options depending on the receiving method. Mobile money is typically fastest; bank transfers may take longer. Always check the provider's estimated delivery time before sending.
Are there limits on how much I can send?
Each provider has different limits depending on your verification level. Minimum transfers typically range from $1 to $250+. Maximum limits for verified accounts can be much higher. Always check the provider's current limits before initiating a large transfer.
Is it safe to send money through these providers?
All providers listed on Jara are authorised financial services providers in their operating jurisdictions. They use bank-level encryption and are required to safeguard customer funds. We recommend checking recent reviews before using any provider for the first time.
What is the best way to send money from the US to India?
For USD to INR, Wise is consistently transparent with competitive rates. Remitly often has promotional rates for new senders. Xoom (PayPal) and Xe are also worth comparing. Check the total INR received — not just the fee — using Jara before each transfer.
Exchange rates and fees shown are indicative and update multiple times daily. Always verify the final rate on the provider's website before completing a transfer. Jara earns affiliate commissions at no extra cost to you.