Send Money to Ghana from United States
Compare live USD to GHS exchange rates, fees and transfer speeds from 8 providers. Updated multiple times daily.
Live USD → GHS rates
How to send money from United States to Ghana
Ghana receives around $4 billion in remittances annually, with the UK, US, and Europe as the primary sending corridors. The country has a well-developed financial infrastructure with major banks and mobile money services widely accessible across the country.
The Ghanaian cedi (GHS) has experienced some volatility in recent years. Fees and exchange rate margins vary significantly between providers regardless of your sending currency, making comparison especially important to ensure your recipient gets the most.
FAQ: Sending money from United States to Ghana
What is the cheapest way to send money from United States to Ghana?
Compare providers on Jara to find the best USD to GHS rate right now. The cheapest provider changes throughout the day as rates fluctuate.
How long does a transfer from United States to Ghana take?
Most transfers arrive within 1–3 business days, though many providers offer same-day or instant options depending on the receiving method. Mobile money is typically fastest; bank transfers may take longer. Always check the provider's estimated delivery time before sending.
Are there limits on how much I can send?
Each provider has different limits depending on your verification level. Minimum transfers typically range from $1 to $250+. Maximum limits for verified accounts can be much higher. Always check the provider's current limits before initiating a large transfer.
Is it safe to send money through these providers?
All providers listed on Jara are authorised financial services providers in their operating jurisdictions. They use bank-level encryption and are required to safeguard customer funds. We recommend checking recent reviews before using any provider for the first time.
Can money be received via mobile money in Ghana?
Yes — mobile money is widely used in Ghana. Services like MTN Mobile Money and Vodafone Cash are supported by several providers including WorldRemit and Sendwave, often delivering funds within minutes.
Exchange rates and fees shown are indicative and update multiple times daily. Always verify the final rate on the provider's website before completing a transfer. Jara earns affiliate commissions at no extra cost to you.