Send Money to Philippines from United States
Compare live USD to PHP exchange rates, fees and transfer speeds from 8 providers. Updated multiple times daily.
Live USD → PHP rates
How to send money from United States to Philippines
The Philippines is one of the world's top remittance recipients, receiving over $36 billion annually. OFW (Overseas Filipino Worker) remittances are a cornerstone of the Philippine economy. The Filipino diaspora spans the UK, US, Canada, Australia, and Europe, making it a highly competitive destination with strong provider coverage.
The Philippine peso (PHP) is managed by Bangko Sentral ng Pilipinas. The PHP exchange rate is relatively stable against major currencies. Multiple providers compete across all major sending currencies, so comparing the recipient amount — not just the advertised rate — is always important.
FAQ: Sending money from United States to Philippines
What is the cheapest way to send money from United States to Philippines?
Compare providers on Jara to find the best USD to PHP rate right now. The cheapest provider changes throughout the day as rates fluctuate.
How long does a transfer from United States to Philippines take?
Most transfers arrive within 1–3 business days, though many providers offer same-day or instant options depending on the receiving method. Mobile money is typically fastest; bank transfers may take longer. Always check the provider's estimated delivery time before sending.
Are there limits on how much I can send?
Each provider has different limits depending on your verification level. Minimum transfers typically range from $1 to $250+. Maximum limits for verified accounts can be much higher. Always check the provider's current limits before initiating a large transfer.
Is it safe to send money through these providers?
All providers listed on Jara are authorised financial services providers in their operating jurisdictions. They use bank-level encryption and are required to safeguard customer funds. We recommend checking recent reviews before using any provider for the first time.
Can recipients in the Philippines receive money via GCash?
Yes — several providers including WorldRemit and Remitly support GCash and Maya (formerly PayMaya) delivery to the Philippines. These mobile wallet transfers are typically instant and widely used across the country.
Exchange rates and fees shown are indicative and update multiple times daily. Always verify the final rate on the provider's website before completing a transfer. Jara earns affiliate commissions at no extra cost to you.