Remitly vs Xoom
Head-to-head comparison across 54 corridors. See who offers better exchange rates, lower fees, and more delivery options for your transfer.
Remitly vs Xoom — Features
Payment
Bank transfer, Debit card, Credit card, Apple Pay
Bank transfer, Debit card, Credit card, PayPal balance
Delivery
Bank deposit, Debit card deposit, Mobile money, Cash pickup
Bank deposit, Mobile money, Cash pickup
Speed
Minutes (express) to 3–5 days (economy)
Minutes (cash, mobile wallet) to 3 business days (bank)
Regulated
FCA (UK), FinCEN (US), Central Bank of Ireland
FinCEN (US), FCA (UK)
FAQ: Remitly vs Xoom
Which is cheaper, Remitly or Xoom?
It depends on the corridor. Remitly currently wins in 54 corridors while Xoom wins in 0. Compare rates on Jara for your specific transfer.
Which is faster, Remitly or Xoom?
Remitly typically delivers in Minutes (express) to 3–5 days (economy). Xoom typically delivers in Minutes (cash, mobile wallet) to 3 business days (bank). Actual delivery times may vary by corridor and payment method.
Are both Remitly and Xoom safe?
Yes. Both services are regulated money transmitters and use bank-level security to protect your transfers.
Comparison based on live rate data and publicly available information. Rates and features may change. Always verify on the provider's website. Jara earns affiliate commissions at no extra cost to you.